Mary Margaret (Nalley) Gay, 93, passed away Wednesday, March 12, 2014 at Regency Health Center. She was a homemaker and Catholic by faith. She is preceded in death by her loving husband, Carl E. Gay. She is survived by her 3 children, Marcella Oldham, Joyce Crist (Michael) and James “J. C.” Gay (Robin); six grandchildren; five great grandchildren and two great great grandsons. Her funeral mass will be Saturday 11 am at Our Lady of Mount Carmel Catholic Church, 5505 New Cut Road, with burial at St. Andrews Cemetery. Visitation is Friday from 1:00 pm – 8:00 pm at Owen Funeral Home, 5317 Dixie Hwy.